Complete Savings Cashback Review UK – How I Earned £2,040 and Why I Still Use It After 5 Years

Complete Savings Cashback Review UK: I've been a member of Complete Savings for around five years and have earned more than £2,040 in cashback from purchases I was already planning to make.

Despite charging an £18 monthly membership fee, Complete Savings remains one of my favourite cashback websites because the cashback rates are often significantly higher than those available from free cashback sites.

If you're wondering whether Complete Savings is worth joining in the UK, here's my honest review based entirely on my personal experience.

How Does Complete Savings Cashback Review UK Work?

Complete Savings is a paid cashback membership programme that gives members enhanced cashback rates at hundreds of retailers.

You shop through the links in your dashboard and earn cashback when you make qualifying purchases.

The good news is that if you make a qualifying purchase every month, you can usually claim back your £18 membership fee directly from your dashboard.

I've been doing this for years and have rarely paid anything for my membership.

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Why I Prefer Complete Savings Over Other Cashback Sites

The main reason I continue using Complete Savings is simple: the cashback rates are often much higher.

For example:

Retailer Complete Savings Free Cashback Sites
eBay Around 10% Usually 0%-3%
Argos Around 10% Usually 0%-3%
Argos Gift Card Up to 20% Rarely available

Those higher cashback rates can make a huge difference over time.

My Biggest Cashback Payment

My largest cashback payment came from eBay.

  • Purchase value: £953.78
  • Cashback received: £114.45

That single transaction covered many years of membership fees.

Is complete savings worth it?
My Complete Savings dashboard showing total cashback earnings of £2,058.99 as of 6 August 2026.

How Much Cashback Have I Earned?

As of writing this Complete Savings Cashback Review UK article, I have earned:

£2,058.99 in cashback.

This is genuine cashback from purchases that I would have made anyway.

Complete Savings £18 monthly fee
Complete Savings £18 monthly fee

Does Complete Savings Track Properly?

Generally, yes.

Occasionally, the tracking amount can be slightly inaccurate.

However, their customer service has always been excellent.

On the few occasions where cashback didn't track correctly, I uploaded my purchase receipt and the issue was resolved quickly.

Complete Savings dashboard showing £2,040 cashback earned in June 2026
Earlier milestone: my cashback earnings had reached £2,040 by June 2026.

Complete Savings Customer Service Review

One of the best things about Complete Savings is its customer service.

In my experience, the support team has been:

  • Responsive
  • Helpful
  • Easy to contact
  • Quick to resolve cashback issues

I would rate their customer service very highly.

How Does Complete Savings Work UK
How Does Complete Savings Work UK

Can You Cancel Complete Savings?

Yes, certainly.

You can cancel your membership directly from your dashboard at any time. Please see the screen shot on My Complete Savings Bonus History where you can find the cancellation button.

There is:

  • No notice period.
  • No complicated cancellation process.
  • No requirement to phone customer services.

How to Join Complete Savings

You can join directly by visiting:

Complete Savings UK

Sometimes you'll also see an invitation after making a purchase at retailers such as:

  • eBay
  • Argos
  • Other participating retailers.
Complete Savings membership review
Complete Savings membership review

Why Some Customers Become Confused

Some customers don't realise they are joining a paid membership because the Complete Savings offer can appear after completing a purchase with another retailer. This can sometimes lead to confusion when a monthly membership fee appears on their bank statement.

If you notice an unexpected Complete Savings payment or are unsure about your membership, it is best to contact their customer service team directly. They can review your account, answer your questions, and explain the available options based on your circumstances.

Complete Savings Customer Support

Most common questions can be answered through the Complete Savings FAQ section. If you need further assistance, you can contact their Customer Service Team:

Email: [email protected]

Phone: 0800 389 6960
(Calls to 0800 numbers are free from UK landlines and mobiles. Charges may apply from other network services.)

Address:
Complete Savings
PO Box 5305
Lancing
BN11 9WD

Please note that response times may vary during busy periods. Complete Savings advises that email enquiries can take up to 7 working days to receive a response. Customers can also use their chatbot Cleo for 24/7 support.

My experience has been positive as a long-term member, but I always recommend that readers understand the membership terms, monthly fee and cancellation process before joining any subscription-based cashback programme.

Complete Savings customer service contact information including email, phone number and support options
Complete Savings customer support contact details for members who have questions about their account or membership.

My Complete Savings Bonus History

Since joining Complete Savings in 2021, I've consistently claimed the monthly bonus by making qualifying purchases through participating retailers. Combined with cashback from everyday shopping, my total earnings reached £2,058.99 by 6 August 2026. Your earnings will depend on your shopping habits and whether you meet the programme's eligibility requirements.

One reason I've stayed with Complete Savings for over five years is the consistent monthly bonus. The screenshot below shows my bonus history from April 2021 onwards.

Complete Savings monthly bonus history from April 2021 to June 2026
My Complete Savings monthly bonus history from April 2021 to June 2026, demonstrating consistent membership and bonus payments over more than five years

 

Do I Recommend Complete Savings?

Yes, absolutely.

I am not an affiliate of Complete Savings and receive no commission if you join.

This recommendation is based solely on my own experience of using the service for around five years and earning over £2,040 in cashback.

For regular online shoppers, Complete Savings can be one of the best cashback programmes available in the UK.

Final Verdict – Complete Savings Cashback Review UK

Pros

✅ Cashback rates minimum 10% at eBay and Argos and other retailers
✅ Up to 20% cashback on  Argos gift card purchases
✅ Excellent customer service
✅ Easy to reclaim the monthly fee
✅ Easy cancellation process.

Cons

❌ £18 monthly membership fee
Some people may not understand the membership model
❌ Occasional cashback tracking issues.

Overall rating: 4.5/5 stars.

Author

  • Bob

    Bob, also known as Badrul Hussain Babu, is a UK-based personal finance blogger and the founder of MoneyInMind. He holds an MBA in Business Studies from the University of Bedfordshire and writes about practical ways to save money, manage everyday finances, and make smarter financial decisions.

    Before starting MoneyInMind, Bob worked as a Fraud Analyst at TSB Bank, where he gained experience in fraud prevention, consumer protection, financial awareness, and credit behaviour. Earlier in his career, he also worked in customer service at Amazon UK, giving him valuable insight into e-commerce, online shopping, and customer service.

    Bob has over 15 years of professional experience in the UK public sector and has been an active member of the HotUKDeals community since 2015, sharing genuine bargains and helping shoppers save money.

    Through MoneyInMind, he shares practical advice on budgeting, cashback opportunities, everyday money-saving, consumer awareness, banking, and travel deals. His goal is to make personal finance simple, practical, and accessible for everyone.