Complete Savings Cashback Review UK – How I Earned £2,040 and Why I Still Use It After 5 Years

Complete Savings Cashback Review UK: I've been a member of Complete Savings for around five years and have earned more than £2,040 in cashback from purchases I was already planning to make.

Despite charging an £18 monthly membership fee, Complete Savings remains one of my favourite cashback websites because the cashback rates are often significantly higher than those available from free cashback sites.

If you're wondering whether Complete Savings is worth joining in the UK, here's my honest review based entirely on my personal experience.

How Does Complete Savings Cashback Review UK Work?

Complete Savings is a paid cashback membership programme that gives members enhanced cashback rates at hundreds of retailers.

You shop through the links in your dashboard and earn cashback when you make qualifying purchases.

The good news is that if you make a qualifying purchase every month, you can usually claim back your £18 membership fee directly from your dashboard.

I've been doing this for years and have rarely paid anything for my membership.

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Why I Prefer Complete Savings Over Other Cashback Sites

The main reason I continue using Complete Savings is simple: the cashback rates are often much higher.

For example:

Retailer Complete Savings Free Cashback Sites
eBay Around 10% Usually 0%-3%
Argos Around 10% Usually 0%-3%
Argos Gifts Up to 20% Rarely available

Those higher cashback rates can make a huge difference over time.

My Biggest Cashback Payment

My largest cashback payment came from eBay.

  • Purchase value: £953.78
  • Cashback received: £114.45

That single transaction covered many years of membership fees.

How Much Cashback Have I Earned?

As of writing this Complete Savings Cashback Review UK article, I have earned:

£2,040 in cashback.

This is genuine cashback from purchases that I would have made anyway.

Complete Savings £18 monthly fee
Complete Savings £18 monthly fee

Does Complete Savings Track Properly?

Generally, yes.

Occasionally, the tracking amount can be slightly inaccurate.

However, their customer service has always been excellent.

On the few occasions where cashback didn't track correctly, I uploaded my purchase receipt and the issue was resolved quickly.

Complete Savings Customer Service Review

One of the best things about Complete Savings is its customer service.

In my experience, the support team has been:

  • Responsive
  • Helpful
  • Easy to contact
  • Quick to resolve cashback issues

I would rate their customer service very highly.

How Does Complete Savings Work UK
How Does Complete Savings Work UK

Can You Cancel Complete Savings?

Yes.

You can cancel your membership directly from your dashboard at any time.

There is:

  • No notice period.
  • No complicated cancellation process.
  • No requirement to phone customer services.

How to Join Complete Savings

You can join directly by visiting:

www.completesavings.com

Sometimes you'll also see an invitation after making a purchase at retailers such as:

  • eBay
  • Argos
  • Other participating retailers.
Complete Savings membership review
Complete Savings membership review

Why Some Customers Become Confused

Some customers don't realise they are joining a paid membership because the offer appears after completing another purchase.

If you notice an unexpected membership fee on your bank statement, contact Complete Savings customer services immediately.

Depending on the circumstances and their policies, they may offer a refund.

 

Do I Recommend Complete Savings?

Yes, absolutely.

I am not an affiliate of Complete Savings and receive no commission if you join.

This recommendation is based solely on my own experience of using the service for around five years and earning over £2,040 in cashback.

For regular online shoppers, Complete Savings can be one of the best cashback programmes available in the UK.

Final Verdict – Complete Savings Cashback Review UK

Pros

✅ Cashback rates up to 10% at eBay and Argos
✅ Up to 20% cashback on some Argos gift purchases
✅ Excellent customer service
✅ Easy to reclaim the monthly fee
✅ Easy cancellation process.

Cons

❌ £18 monthly membership fee
Some people may not understand the membership model
❌ Occasional cashback tracking issues.

Overall rating: 4.5/5 stars.

Author

  • Bob

    Bob, also known as Badrul Hussain Babu, is a UK-based personal finance blogger and the founder of MoneyInMind. He holds an MBA in Business Studies from the University of Bedfordshire and writes about practical ways to save money and manage everyday finances.

    Before starting his blogging journey, Bob worked as a Fraud Analyst at a leading UK bank, where he developed strong insights into financial awareness, credit behaviour, and consumer protection.

    Bob has also been an active member of the UK deals community and has been sharing money-saving deals on HotUKDeals since 2015, helping thousands of shoppers discover discounts, promotions, and useful offers.

    Through moneyinmind, he shares practical advice on: saving money on groceries and everyday spending, budgeting and personal finance tips, cashback opportunities and deals, consumer awareness and financial habits, His goal is to make money-saving strategies simple, practical, and accessible for everyone.