Published: August 5, 2025 • by Bob
Taptap Send has quickly become one of the most popular money transfer apps for migrants and expats around the globe. In this updated review for 2025, we’ll dive into how it operates, its safety features, the fees involved, the pros and cons, and whether it’s still a good choice for users this year.
🌍 What is Taptap Send?
Taptap Send is an international money transfer service that lets users send money overseas using a mobile app. It offers fast and fee-free transfers to various countries in Africa, Asia, and the Caribbean. You can access the service if you’re in the UK, Europe, the US, Canada, Australia, or the UAE.
Registered in the UK as TAPTAP SEND UK LIMITED (Company No. 10416468), it functions as an electronic money institution (EMI) rather than a traditional bank, but it adheres to strict financial regulations to keep your funds safe.
🔐 Is Taptap Send Safe?
While it’s not protected by the Financial Services Compensation Scheme (FSCS), Taptap Send is fully regulated and follows safeguarding rules in the UK. All customer funds are kept in separate accounts, ensuring your money is secure even if the company faces financial difficulties.
The app has the backing of notable investors like Reid Hoffman (co-founder of LinkedIn), Omidyar Network, and Helios. Its team features former executives from Amazon, Twitter, Uber, and McKinsey.
📲 How Does Taptap Send Work?
Using the app is a breeze:
1. Download the Taptap Send app from the App Store or Google Play.
2. Register with your phone number and verify your identity.
3. Enter the recipient's details (make sure their name matches their ID).
4. Select a payment method and confirm the amount.
5. Hit send — funds typically arrive within minutes!
💸 Taptap Send Fees & Exchange Rates
Taptap Send is transparent with its fees. The app doesn’t have hidden charges; it makes money through a small margin on exchange rates, which are usually quite competitive.
Feature Details
Transfer Fee £0 (no fixed charges)
Exchange Rate Slight margin applied
Minimum Transfer Usually £1
Speed Instant to 24 hours
🎁 Taptap Send Promo Code 2025
When you sign up, use the referral code MDBADRUL1 to get £5 free on your first transfer (any amount)
👉 Download the App and enter your promo code to claim the reward.
✅ Pros of Taptap Send
No transfer fees
Instant transfers
Easy-to-use mobile app
Good customer service
FCA regulated in the UK
⚠️ Cons of Taptap Send
Recipient’s name must exactly match their ID
ID verification sometimes requested later
Occasional app glitches
Funds may be delayed due to compliance checks
🆚 Taptap Send vs Competitors
| Feature | Taptap Send | Wise | Remitly |
|---|---|---|---|
| Fees | £0 | Low | Varies |
| Speed | Fast | Medium | Fast |
| App Usability | Easy | Advanced | Moderate |
| Promo Offers | Yes | Sometimes | Yes |
🌟 What Are People Saying?
Taptap Send has over 20,500 reviews on Trustpilot, with an impressive average rating of 4.4/5. Most users praise its reliability, speed, and zero-fee structure. Some complaints relate to delayed transfers or ID requirements, which are common in regulated services.
🧾 Final Verdict: Should You Use Taptap Send in 2025?
Yes — especially for smaller, quick remittances. If you’re sending money to supported countries and want speed without fees, Taptap Send is a top choice. Just make sure recipient info is accurate, and keep ID handy for verification if needed.
For added trust, use the referral code MDBADRUL1 to try it risk-free with a £5 bonus on your first send.
Read more: 5 Best Cashback Bank Accounts in the UK
