Citi® / AAdvantage® Platinum Choose® World Elite™ Mastercard® Evaluation (2023.4 Replace: 75k Provide Is Again!)

2023.4 Replace: The 75k provide is again now! You will get 75,000 AA miles after spending $3500 in 4 months. That is the most effective provide in recent times.

2022.7 Replace: The 75k provide is expired. The present provide is 60k.

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Advantages

1. 75k provide: earn 75,000 AAdvantage Miles after spending $3,500 inside the first 4 months. That is the most effective provide on this card.
2. We worth AA Miles at 1.5 cents/level (Airline Miles Value), so the 75k highest sign-up bonus is value about $1,125! See A Beginner’s Guide to AA Miles to test for particulars about AA Miles.
3. Earn 2x AAdvantage miles per $1 spent on Eating places, Fuel Stations, and eligible American Airways purchases, 1x AAdvantage mile per $1 on different purchases.
4. First checked bag free on home American Airways flights for you and as much as 4 companions.
5. Precedence boarding on American Airways flights.
6. 25% financial savings on eligible in–flight purchases utilizing card.
7. No overseas transaction charge.

Disadvantages

1. $99 annual charge, however waived for the primary 12 months.

Beneficial Software Time

1. [8/65 Rule] You possibly can apply for at most 1 Citi playing cards each 8 days, and at most 2 Citi playing cards each 65 days, regardless of authorized or not.
2. [Updated] [1/48 Rule] The welcome bonus isn't out there when you've got acquired a brand new account bonus for this card previously 48 months.
3. Citi values the variety of current exhausting pulls lots, we advocate you apply when there’s lower than 6 exhausting pulls previously 6 months.
4. We advocate you apply for this card after you've a credit score historical past of at the very least one 12 months.

Abstract

The sign-up bonus is without doubt one of the finest sign-up bonus, due to this fact it's value making use of for nearly anybody who could use miles. Nevertheless, the earnings price isn't spectacular, which makes it exhausting to cowl the $95 annual charge. For those who fly AA lots in order that the AA associated perks make up the annual charge, this bank card is value maintaining. In any other case you'll be able to contemplate downgrading it to some playing cards with no annual charge.

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Beneficial Downgrade Choices

After Making use of

• Name 888-201-4523 to test Citi utility standing.
• Citi reconsideration backdoor quantity: 605-331-1698. This can be a so known as “Citi EO” (Govt Workplace) cellphone quantity. This cellphone quantity isn't designed to make reconsiderations, however the representatives are actually useful.

Historic Provides Chart

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