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We're again once more with one other month of prime bank cards at present providing at the least a ten% money again bonus promotion. There are numerous different money again provides on the market too, however as a result of the market may be very aggressive now, so solely the ten% and above provide make it to our month-to-month checklist.
Understand that we nonetheless have the Top Cash Back Credit Cards web page for a extra full checklist of playing cards.
By way of this month-to-month checklist, we break up the playing cards up into two lists: non permanent (restricted time) and everlasting provides (indefinite, however can finish any time with out discover).
Non permanent 10% and above money again provides
These are monetary establishments that at present provide 10% money again bonuses with particular finish dates. We listed the playing cards primarily based on the expiry dates of the promotion by placing the newest one on prime.
April 2023
Scotia Momentum Visa Infinite Card
- $120 annual charge (first yr charge waived for making use of earlier than April 30, 2023)
- $50 annual charge for a supplementary cardholder
- Earn 10% money again on all buy within the first 3 months or as much as $2,000 in spending (apply earlier than April 30, 2023)
- Earn 4% money again for each $1 spent on grocery purchases and recurring invoice funds
- Earn 2% money again for each $1 spent on gasoline and day by day transit
- Earn 1% money again for each $1 spent on all different purchases
- Have at the least $60,000 in private annual earnings, $100,000 in annual family earnings or $250,000 in property beneath administration
Cardholders can earn as much as $200 (10% x $2,000) in money again on the ten% money again. By factoring within the annual charge waiver and let’s say they maximise the 4% multiplier bonus (4% x $2,000 = $80), they might earn $120 ($200 – $80) in bonus money again within the first yr.
Could 2023
Tangerine Money-Back Credit Card
- No annual charge
- Earn 10% money again on the primary $1,000 in spending on all purchases or as much as 2 months (apply earlier than Could 2, 2023)
- Earn 2% money again on selection of two classes (third selection should you deposit the money again into your Tangerine Financial savings Account)
- Earn 0.5% money again on all different purchases
Tangerine not too long ago ended their final provide on January 31, 2023. Now they've a decreased provide.
Cardholders can earn as much as $100 (10% x $1,000) in money again on the ten% money again. By subtracting the two% (2% x $1,000 = $20) money again they in any other case would have earned, and with no annual charge, that comes out to $80 ($100 – $20) in bonus money again within the first yr.
- No annual charge
- Earn 10% money again on the primary $1,000 in spending on all purchases or as much as 2 months (apply earlier than Could 2, 2023)
- Earn 2% money again on selection of two classes (third selection should you deposit the money again into your Tangerine Financial savings Account)
- Earn 0.5% money again on all different purchases
Tangerine not too long ago ended their final provide on January 31, 2023. Now they've a decreased provide.
Cardholders can earn as much as $100 (10% x $1,000) in money again on the ten% money again. By subtracting the two% (2% x $1,000 = $20) money again they in any other case would have earned, and with no annual charge, that comes out to $80 ($100 – $20) in bonus money again within the first yr.
- $120 annual charge (first yr charge waived should you apply earlier than Could 28, 2023)
- $50 annual charge for supplementary cardholders
- Earn 10% money again on all purchases (for the primary 3 months, as much as $2,000 in spending or $200 in money again) (apply earlier than Could 28, 2023)
- Earn 3% money again on gasoline, grocery and recurring invoice funds thereafter (on first $15,000 in annual spending per class, together with the three month bonus promotion)
- Earn 1% money again on all different purchases
- Have at the least $60,000 in private annual earnings or $100,000 in annual family earnings
Cardholders can earn as much as $200 (10% x $2,000) in money again on the ten% money again. By factoring within the annual charge waiver and let’s say they maximise the three% multiplier bonus (3% x $2,000 = $60), they might earn $140 ($200 – $60) in bonus money again within the first yr
HSBC Cash Rewards MasterCard® (non-QC residents solely)*
- No annual charge
- Earn a further 12.5% money again on all purchases for the primary 180 days (as much as $1,000 in whole purchases) (apply by Could 31, 2023)
- Earn as much as 14% money again on eligible on-line purchases
- Earn as much as 13.5% money again on eligible gasoline, grocery and drugstore
- Earn as much as 13% money again on all different on a regular basis purchases
- Ongoing money again earnings after the primary 180 days:
- 1.5% money again on as much as $6,000 of on-line purchases (together with streaming providers, on-line subscriptions and meals supply)
- 1% money again on gasoline, grocery and drugstore purchases.
- 0.5% money again on (virtually) all the things else
- *Phrases and Circumstances apply
- ®/TM Mastercard is a registered trademark, and the circles design is a trademark of Mastercard Worldwide Integrated. Used pursuant to license.
If the cardholder earns a further 12.5% bonus money again on the primary $1,000 of spending and no annual charge, they might earn $125 (12.5% x $1,000) of bonus money again within the first yr.
HSBC Cash Rewards Mastercard (QC residents solely)*
- No annual charge
- Earn $125 money again on holding account open and energetic for six months (apply by Could 31, 2023)
- Earn 1.5% money again on as much as $6,000 of on-line purchases (together with streaming providers, on-line subscriptions and meals supply)
- Earn 1% money again on gasoline, grocery and drugstore purchases.
- 0.5% money again on (virtually) all the things else
- *Phrases and Circumstances apply
- ®/TM Mastercard is a registered trademark, and the circles design is a trademark of Mastercard Worldwide Integrated. Used pursuant to license.
Since there is no such thing as a annual charge, there's a $125 money again bonus with none spending requirement within the first yr.
July 2022
BMO CashBack World Elite MasterCard
- $120 annual charge (waived the primary yr for making use of earlier than July 31, 2023)
- Earn 10% money again on all buy within the first 3 months or as much as $2,000 in spending (apply earlier than July 31, 2023)
- Earn 1.5% money again on all purchases
- Have at the least $80,000 in private annual earnings or $150,000 in annual family earnings
Cardholders can earn as much as $200 (10% x $2,000) in money again on the ten% money again. By factoring within the annual charge waiver and if they'd earned the common 1.5% (1.5% x $2,000 = $30), they might earn $170 ($200 – $30) in bonus money again within the first yr.
Everlasting 10% and above money again provides
The checklist under are playing cards that provide at the least 10% money again with no expiry date. Having no expiry date additionally signifies that the characteristic could be modified at any time with none discover, so they're basically day-by-day.
- $29 annual charge (first yr charge waived)
- Earn 10% money again on all purchases made within the first 3 months (as much as $1,000 spend)
- Earn 2% money again on eligible U.S. greenback purchases
- Earn 1% money again on all different purchases
- Earn 30% extra cash again redemption for Rogers purchases
- Obtain 5 free “Roam Like Dwelling” days yearly
Cardholders can earn as much as $100 (10% x $1,000) in money again on the ten% money again. By factoring within the annual charge waiver and if they'd earned the utmost 2% (2% x $1,000 = $20), they might earn $80 ($100 – $20) in bonus money again within the first yr.
- No annual charge
- Earn 10% money again on eating places and bars purchases on as much as $500 in spending or throughout the first 4 months (whichever comes first)
- Earn 4% money again on eating places and bars (after the bonus provide expires)
- Earn 1.5% money again on gasoline, groceries, drugstore purchases and pre-authorized funds
- Earn 0.5% money again on all different purchases
- Have at the least $15,000 in private annual earnings
Cardholders can earn as much as $50 (10% x $500) in money again on the ten% money again. By subtracting the utmost 4% (4% x $500 = $20) money again they in any other case might have earned, and with no annual charge, they might earn $30 ($50 – $20) in bonus money again within the first yr.
Different lists
Additionally, observe that we even have two different prime month-to-month lists ongoing. Beneath are essentially the most present ones:
Did we miss any bank cards? Please tell us within the remark part under!
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