Marriott Bonvoy Daring™ Credit score Card Overview (2023.2 Replace: 60k Supply)

Non-affiliate disclosure: all details about the this card have been collected independently by US Credit score Card Information and has not been reviewed by the issuer.

2023.2 Replace: The 60k supply is again. Nonetheless, I would like to emphasise this once more: don’t apply for this card! As a result of it makes you ineligible for Chase Marriott Bonvoy Boundless which has the next sign-up bonus.

2022.10 Replace: The 60k supply is expired. The present affords are 30k.

2022.9 Replace: The 60k supply is again. Nonetheless, I would like to emphasise this once more: don’t apply for this card! As a result of it makes you ineligible for Chase Marriott Bonvoy Boundless which has the next sign-up bonus.

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Advantages

1. 60k supply: Earn 60,000 Marriott factors after spending $2,000 within the first 3 months from account opening. That is the perfect supply on this card.
2. Marriott level is now probably the most versatile factors (after the merger with SPG). We estimate that Marriott factors are price about 0.7 cents/level, see under for a quick introduction. So the 60k highest sign-up bonus is price about $420.
3. Earn 3x Marriott factors at Marriott motels (together with Marriott, Ritz-Carlton and SPG manufacturers). Earn 2x Marriott factors journey, and 1x on all the things else.
4. Earn 15 elite nights every calendar 12 months (elite nights are for standing, not free nights). You'll solely obtain Elite Night time Credit from ONE Marriott co-branded private bank card even when you have a couple of Marriott/SPG/Ritz-Carlton bank cards. You will get 15 extra Elite Night time Credit when you have a Marriott co-branded enterprise bank card.
5. No overseas transaction charge.
6. No annual charge.

Introduction to Marriott Factors

• Marriott factors are probably the most versatile transferable factors (After the merging with SPG, Marriott obtained all its airline companions).
• You possibly can earn Marriott factors with Chase Marriott Bonvoy Boundless, Chase Marriott Bonvoy Bold, AmEx Marriott Bonvoy Brilliant, AmEx Marriott Bonvoy Business, and the next playing cards that don't settle for new purposes however settle for product change: Chase Ritz-Carlton, and AmEx Marriott Bonvoy.
• Marriott factors are saved in your Marriott account, not in your bank cards, so you will not lose your factors by canceling the bank cards.
• Your Marriott factors will expire in case you do not earn or spend any Marriott factors in 24 months. So long as you earn make a purchase order with the corresponding bank cards or keep in a resort, otherwise you redeem some factors throughout the timeframe, the purpose expiration date will likely be postponed accordingly.
• Marriott factors may be transferred to a number of airways miles (you do not have to have a Marriott associated bank card to make the switch), and the ratio is 3:1.25 (i.e. 3:1 switch charge, plus you get 5k bonus miles for each 60k Marriott factors you switch at a time). The great choices are: Alaska Airways (AS) (Non-alliance), Japan Airways (JL) (Oneworld), United Airways (UA) (Star Alliance), American Airways (AA) (Oneworld), All Nippon Airways (ANA, NH) (Star Alliance), Korean Air (KE) (SkyTeam), and so forth. Should you use Marriott factors on this method, the worth is about 0.7 cents/level.
• Marriott factors will also be redeemed for resort stays clearly. This is the redemption chart: Marriott redemption chart. Usually talking, you will get a greater redemption worth from lowest classes. Should you use Marriott factors on this method, the worth is about 0.7 cents/level.
• In abstract, we estimate that Marriott factors are price about 0.7 cents/level.

Really helpful Software Time

1. [5/24 Rule] In case you have 5 or extra new accounts opened previously 24 months, Chase won't approve your utility on this card, regardless of how excessive your credit score rating is. The variety of new accounts contains all bank card accounts, not solely Chase accounts. See this post for particulars about how one can presumably bypass this rule.
2. This product is on the market to you in case you would not have the old Chase Marriott credit card, Chase Marriott Bonvoy Boundless, or this card and haven't acquired a brand new cardmember bonus for the old Chase Marriott credit card, Chase Marriott Bonvoy Boundless, or this card previously 24 months. Word that what issues right here is the time you bought the sign-up bonus, not the time you open the account or shut the account.
3. [New] The bonus will not be accessible to you in case you:
   1. are a present cardmember, or have been a earlier cardmember inside the final 30 days, of AmEx Marriott Bonvoy (Formerly AmEx SPG);
   2. utilized and have been permitted for AmEx Marriott Bonvoy Business (Formerly AmEx SPG Business), AmEx Marriott Bonvoy Bevy, or AmEx Marriott Bonvoy Brilliant (Formerly AmEx SPG Luxury) inside the final 90 days.
   3. or are a present or earlier cardmember of both AmEx Marriott Bonvoy Business (Formerly AmEx SPG Business), AmEx Marriott Bonvoy Bevy, or AmEx Marriott Bonvoy Brilliant (Formerly AmEx SPG Luxury), and acquired a brand new cardmember bonus or improve bonus within the final 24 months.
4. Don’t apply for greater than 2 Chase bank cards inside 30 days, it’s extremely seemingly that you'll get rejected.
5. We advocate you to use for this card after you have got a credit score historical past for greater than a 12 months.

Abstract

This card will not be price making use of, as a result of it makes you ineligible for Chase Marriott Bonvoy Boundless which has the next sign-up bonus. Nonetheless, it's a superb downgrade possibility for Chase Marriott Bonvoy Boundless or Chase Ritz-Carlton. With this card, you continue to earn 15 elite nights yearly even in case you throw it in a sock drawer (you continue to want to make use of it no less than every year although, to keep away from account shutdown).

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After Making use of

• Name 800-436-7927 to test Chase utility standing. That is an automatic phone line, and the data has the next meanings: Obtain choice in 2 weeks means your utility might be permitted; Obtain choice in 7-10 days means your utility might be rejected; Obtain choice in 30 days merely means your utility requires additional evaluate and there’s nothing to inform you for now.
• Chase reconsideration backdoor quantity: 888-270-2127 or 888-609-7805. Name it in case you didn’t get approve instantly. Your private info will likely be acquired and they're going to then evaluate it. You seldom reply questions, as a substitute, simply benefit from the music and then you definitely get permitted or rejected, or additional info is required to be hand in to the department or faxed.

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