Bank card showdown: Alaska Airways Visa vs. Alaska Airways Enterprise Visa

Alaska Airways Mileage Plan miles are the highest-valued airline miles on the market — so getting one in every of their two cobranded bank cards would possibly curiosity you.

These two playing cards that you simply would possibly need to take into consideration are the Alaska Airlines Visa® credit card and the Alaska Airlines Visa® Business card.

Along with how useful Alaska Airways miles will be, one other good purpose to think about these playing cards is that they're each issued by Financial institution of America. That’s necessary as a result of you probably have reached your limit with American Categorical playing cards or are affected by Chase’s 5/24 rule, seeking to different banks on your subsequent bank card might be a good suggestion.

Let’s study the small print of those two playing cards and talk about how they match up.

Based mostly on our current valuations, these 70,000 Alaska Airways Mileage Plan miles are price round $1,260. You will get a ton of worth out of your Alaska Airways miles due to Mileage Plan’s phenomenal roster of Oneworld and non-alliance partners, together with British Airways, Cathay Pacific, Fiji Airways, Japan Airlines, Qantas and Singapore Airlines.

Associated: Alaska Airlines Visa Business review

Associated: How to earn miles with the Alaska Airlines Mileage Plan program

Each the Alaska Airways Visa bank card and the Alaska Airways Visa Enterprise card afford cardholders a free checked bag for themselves and as much as six company on the identical reservation once they pay with their card.

You will additionally take pleasure in precedence boarding and $100 off one Alaska Lounge+ Membership yearly when bought together with your Alaska card.

Cardholders with both product additionally obtain 20% again on Alaska inflight purchases together with meals and Wi-Fi.

Each merchandise reward cardholders with an annual Companion Fare, probably the most beneficiant airline bank card companion certificates round. In impact, this can be a buy-one-get-one-discounted deal (plus taxes and charges).

Nonetheless — and this can be a large one — it's a must to spend $6,000 or extra on purchases inside the prior anniversary yr to earn the Companion Fare on both card (that is aside from the one which comes with the welcome bonus).

Associated: Maximizing the Alaska Airlines Visa Companion Fare

Once you ebook a round-trip economic system ticket on Alaska Airways, you need to use the Companion Fare to order a second ticket on the identical reservation from $122 ($99 fare plus taxes and charges from $23).

The Companion Fare should be redeemed inside 12 months of the difficulty date, although the precise journey can happen after that, extending its usefulness to almost two years. Even higher, each vacationers accrue full mileage credit score for his or her flights and are eligible for upgrades.

The cardholder themselves doesn’t even should be flying, however they need to use their Alaska card to pay for the tickets. Relying on the way you redeem your Companion Fare, it may be price a whole bunch of {dollars}, particularly on among the airline’s costlier routes, like these to Hawaii, and may greater than offset both card’s annual charge annually.

Given how comparable the 2 playing cards are, your closing and maybe most vital consideration ought to be whether or not you want a private bank card or if it’s price making use of for a business credit card.

There are lots of the explanation why a business credit card might be a better fit on your wants. Carrying and utilizing one will show you how to separate your personal and work purchases, which in flip may even assist boost your personal credit score over time. What’s extra, if you're enthusiastic about making use of for a Chase card sooner or later, the enterprise card won't rely towards your overall 5/24 limit, which might open up your choices down the road.

You might even contemplate applying for both and raking in a ton of Alaska miles for future journey. Whereas diversifying your points and miles is all the time a good suggestion, contemplating the worth of Alaska miles and the truth that Mileage Plan doesn't have many nice transfer partner options, opening each playing cards could possibly be a great way to boost your steadiness within the quick time period.

When you've got (or have beforehand had) different accounts with Financial institution of America, take a look at our guide to credit card application rules to make sure that you're eligible for the welcome bonus on the cardboard or playing cards you have an interest in making use of for. For instance, the welcome bonus on these playing cards just isn't out there for those who at the moment have or have had the cardboard within the previous 24-month interval.

Apply right here for the Alaska Airlines Visa credit card or the Alaska Airlines Visa Business card.

Further reporting by Ryan Wilcox and Chris Dong.